/* plan-and-profile — migrated from SCUBA DIVER NETWORK - NEW ARTICTURE */

*{margin:0;padding:0;box-sizing:border-box;}
:root{
  --deep:#07121e;--deep2:#0a1a2e;--deep3:#0d2038;
  --paper:#f4f0eb;--paper2:#ece8e2;
  --ink:#0c1e2e;--ink-light:#2a3e45;--ink-faint:#4a6a75;
  --teal:#1a9bb5;--teal2:#7dd3e8;
  --teal-rule:rgba(26,155,181,0.28);
  --crimson:#c0392b;--crimson2:#e8857d;
  --amber:#c9932a;--amber2:#e8b86a;
  --amber-rule:rgba(201,147,42,0.28);
  --amber3:rgba(201,147,42,0.08);
  --rule-dark:rgba(255,255,255,0.07);--rule-paper:rgba(0,0,0,0.09);
}
html{scroll-behavior:smooth;}
body{font-family:'Crimson Pro',serif;background:var(--deep);color:#e8f0f8;overflow-x:hidden;}


.skip-link{position:absolute;top:-100%;left:1rem;background:var(--amber);color:#fff;font-size:14px;font-weight:600;padding:.5rem 1rem;border-radius:0 0 8px 8px;text-decoration:none;z-index:2000;transition:top .2s;}
.skip-link:focus{top:0;}
a:focus-visible,button:focus-visible{outline:2px solid var(--amber);outline-offset:2px;}


@keyframes fadeUp{from{opacity:0;transform:translateY(20px);}to{opacity:1;transform:translateY(0);}}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease;}
.reveal.visible{opacity:1;transform:translateY(0);}
.rd1{transition-delay:.1s;}.rd2{transition-delay:.2s;}.rd3{transition-delay:.3s;}

.hero{
  position:relative;min-height:88vh;
  display:flex;flex-direction:column;justify-content:flex-end;
  background:var(--deep);overflow:hidden;
  padding:2rem 2.5rem 6rem;
}
.hero-bg-text{
  position:absolute;top:50%;left:50%;
  transform:translate(-50%,-52%);
  font-family:'Crimson Pro',serif;
  font-size:clamp(3rem,11vw,10rem);
  font-weight:200;color:rgba(255,255,255,0.014);
  line-height:1;white-space:nowrap;
  user-select:none;pointer-events:none;letter-spacing:-4px;
}
.hero-glow{
  position:absolute;bottom:0;left:0;right:0;height:70%;
  background:
    radial-gradient(ellipse 55% 60% at 12% 100%,rgba(201,147,42,0.06) 0%,transparent 70%),
    radial-gradient(ellipse 40% 45% at 88% 75%,rgba(201,147,42,0.03) 0%,transparent 70%),
    radial-gradient(ellipse 80% 50% at 50% 100%,rgba(7,18,30,0.95) 0%,transparent 60%);
  pointer-events:none;
}
.hero-inner{position:relative;z-index:2;max-width:1100px;margin:0 auto;width:100%;}
.hero-kicker{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--amber2);margin-bottom:1.75rem;display:flex;align-items:center;gap:12px;opacity:0;animation:fadeUp .8s ease .2s forwards;}
.hero-kicker-line{width:28px;height:1px;background:var(--amber);opacity:.5;}
.hero-title{font-family:'Crimson Pro',serif;font-size:clamp(3rem,9vw,8.5rem);font-weight:200;line-height:.9;letter-spacing:-4px;color:#fff;margin-bottom:1.75rem;opacity:0;animation:fadeUp .9s ease .35s forwards;}
.hero-title em{font-style:italic;color:var(--amber2);}
.hero-rule{width:56px;height:1px;background:var(--amber-rule);margin-bottom:1.75rem;opacity:0;animation:fadeUp .9s ease .5s forwards;}
.hero-sub{font-family:'Crimson Pro',serif;font-size:clamp(1.1rem,2vw,1.55rem);font-weight:300;font-style:italic;color:rgba(232,184,106,0.8);max-width:600px;line-height:1.65;opacity:0;animation:fadeUp .9s ease .6s forwards;}


.wave{display:block;width:100%;line-height:0;}


.conviction{background:var(--paper);padding:5.5rem 2.5rem;}
.conviction-inner{max-width:780px;margin:0 auto;}
.conviction-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:1.25rem;display:flex;align-items:center;gap:10px;}
.conviction-rule{width:20px;height:1px;background:var(--teal);opacity:.5;}
.conviction-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.9rem,3.5vw,2.8rem);font-weight:300;color:var(--ink);line-height:1.1;letter-spacing:-.3px;margin-bottom:1.5rem;}
.conviction-body{font-size:19px;font-weight:400;color:var(--ink-light);line-height:1.9;margin-bottom:1.25rem;}
.conviction-body em{font-style:italic;color:var(--ink);}
.conviction-body strong{font-weight:600;color:var(--ink);}


.two-cat-sec{background:var(--paper);padding:0 2.5rem 5.5rem;}
.two-cat-inner{max-width:780px;margin:0 auto;}
.two-cat-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:2rem;}
.two-cat-card{border-radius:16px;padding:2rem;display:flex;flex-direction:column;gap:1rem;}
.two-cat-card.medical{background:rgba(26,155,181,0.06);border:1px solid rgba(26,155,181,0.2);}
.two-cat-card.insurance{background:rgba(201,147,42,0.06);border:1px solid rgba(201,147,42,0.18);}
.two-cat-label{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;}
.two-cat-label.medical{color:var(--teal);}
.two-cat-label.insurance{color:var(--amber);}
.two-cat-title{font-family:'Crimson Pro',serif;font-size:1.35rem;font-weight:400;color:var(--ink);line-height:1.25;}
.two-cat-providers{font-size:13px;font-weight:600;letter-spacing:.5px;color:var(--ink-faint);margin-top:.25rem;}
.two-cat-body{font-size:16px;font-weight:400;color:var(--ink-light);line-height:1.75;}
.two-cat-distinction{font-size:15px;font-weight:400;font-style:italic;color:var(--ink-faint);line-height:1.65;padding-top:.75rem;border-top:1px solid rgba(0,0,0,0.07);}


.cost-band{background:var(--paper);border-top:1px solid rgba(0,0,0,0.07);padding:0 2.5rem 5.5rem;}
.cost-band-inner{max-width:780px;margin:0 auto;padding:2rem 2.25rem;background:rgba(201,147,42,0.05);border:1px solid rgba(201,147,42,0.18);border-radius:16px;}
.cost-band-label{font-size:11px;font-weight:600;letter-spacing:2.5px;text-transform:uppercase;color:var(--amber);margin-bottom:.85rem;display:flex;align-items:center;gap:8px;}
.cost-band-label-line{width:16px;height:1px;background:var(--amber);opacity:.5;}
.cost-band-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.25rem,2vw,1.65rem);font-weight:300;color:var(--ink);line-height:1.45;margin-bottom:.85rem;}
.cost-band-body{font-size:17px;font-weight:400;color:var(--ink-light);line-height:1.85;}
.cost-band-body em{font-style:italic;color:var(--ink);}


.questions-sec{background:var(--deep);padding:6rem 2.5rem 7rem;}
.questions-inner{max-width:1100px;margin:0 auto;}
.questions-header{margin-bottom:4rem;}
.questions-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:rgba(201,147,42,0.55);margin-bottom:.5rem;}
.questions-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.6rem,3vw,2.5rem);font-weight:300;color:#fff;letter-spacing:-.3px;}

/* Question cards */
.q-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1px;background:rgba(255,255,255,0.04);border-radius:20px;overflow:hidden;border:1px solid rgba(255,255,255,0.05);}
.q-card{background:var(--deep2);padding:2.75rem;display:flex;flex-direction:column;position:relative;overflow:hidden;}
.q-card::before{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;transform:scaleX(0);transform-origin:left;transition:transform .35s ease;}
.q-card:nth-child(1)::before{background:linear-gradient(90deg,var(--teal),var(--teal2));}
.q-card:nth-child(2)::before{background:linear-gradient(90deg,var(--amber),var(--amber2));}
.q-card:nth-child(3)::before{background:linear-gradient(90deg,var(--crimson),var(--crimson2));}
.q-card:hover::before{transform:scaleX(1);}
.q-ghost{position:absolute;bottom:.5rem;right:1rem;font-family:'Crimson Pro',serif;font-size:5rem;font-weight:200;color:rgba(255,255,255,0.012);line-height:1;user-select:none;pointer-events:none;letter-spacing:-3px;}
.q-num{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:.85rem;}
.q-card:nth-child(1) .q-num{color:rgba(125,211,232,0.75);}
.q-card:nth-child(2) .q-num{color:rgba(232,184,106,0.75);}
.q-card:nth-child(3) .q-num{color:rgba(232,133,125,0.75);}
.q-question{font-family:'Crimson Pro',serif;font-size:clamp(1.4rem,2vw,1.85rem);font-weight:200;color:#fff;line-height:1.1;letter-spacing:-.2px;margin-bottom:.5rem;}
.q-tag{font-family:'Crimson Pro',serif;font-size:1rem;font-weight:300;font-style:italic;color:rgba(232,240,248,0.4);margin-bottom:1.5rem;}
.q-rule{width:28px;height:1px;background:rgba(255,255,255,0.1);margin-bottom:1.5rem;}
.q-body{font-size:16px;font-weight:400;color:rgba(232,240,248,0.65);line-height:1.8;flex:1;}
.coverage-gap-cta{
  display:inline-flex;align-items:center;gap:.4rem;margin-top:1rem;
  font-size:13px;font-weight:600;letter-spacing:1px;text-transform:uppercase;
  color:var(--crimson2);text-decoration:none;opacity:.75;transition:opacity .2s;
}
.coverage-gap-cta:hover{opacity:1;}
.coverage-gap-cta svg{width:14px;height:14px;flex-shrink:0;}


.dan-sec{background:var(--paper);padding:5.5rem 2.5rem;}
.dan-sec-inner{max-width:780px;margin:0 auto;}
.dan-sec-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:1.25rem;display:flex;align-items:center;gap:10px;}
.dan-sec-rule{width:20px;height:1px;background:var(--teal);opacity:.5;}
.dan-sec-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.9rem,3.5vw,2.8rem);font-weight:300;color:var(--ink);line-height:1.1;letter-spacing:-.3px;margin-bottom:1.5rem;}
.dan-sec-body{font-size:19px;font-weight:400;color:var(--ink-light);line-height:1.9;margin-bottom:1.25rem;}
.dan-sec-body em{font-style:italic;color:var(--ink);}

/* Entity cards */
.entity-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1rem;margin-top:2.5rem;}
.entity-card{background:var(--paper2);border:1px solid rgba(0,0,0,0.08);border-radius:14px;padding:1.75rem;display:flex;flex-direction:column;gap:.75rem;text-decoration:none;transition:box-shadow .2s,transform .2s;}
.entity-card:hover{transform:translateY(-2px);box-shadow:0 8px 32px rgba(0,0,0,0.1);}
.entity-card:hover .entity-arrow{opacity:1;}
.entity-tag{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--teal);}
.entity-name{font-family:'Crimson Pro',serif;font-size:1.2rem;font-weight:400;color:var(--ink);line-height:1.2;}
.entity-coverage{font-size:15px;font-weight:400;color:var(--ink-faint);line-height:1.5;}
.entity-arrow{font-size:13px;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--teal);opacity:.4;margin-top:.5rem;transition:opacity .2s;display:flex;align-items:center;gap:.4rem;}


.alt-sec{background:var(--paper);padding:0 2.5rem 5.5rem;}
.alt-sec-inner{max-width:780px;margin:0 auto;}
.alt-divider{height:1px;background:var(--rule-paper);margin-bottom:5.5rem;}
.alt-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--ink-faint);margin-bottom:1.25rem;display:flex;align-items:center;gap:10px;}
.alt-rule{width:20px;height:1px;background:var(--ink-faint);opacity:.4;}
.alt-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.7rem,3vw,2.4rem);font-weight:300;color:var(--ink);line-height:1.1;letter-spacing:-.3px;margin-bottom:1.5rem;}
.alt-body{font-size:19px;font-weight:400;color:var(--ink-light);line-height:1.9;margin-bottom:1.25rem;}
.alt-body em{font-style:italic;color:var(--ink);}

/* Provider profiles */
.provider-profile{border-radius:16px;padding:2rem 2.25rem;margin-bottom:1.5rem;}
.provider-profile.diveassure{background:rgba(26,155,181,0.06);border:1px solid rgba(26,155,181,0.18);}
.provider-profile.worldnomads{background:rgba(201,147,42,0.05);border:1px solid rgba(201,147,42,0.15);}
.provider-name{font-family:'Crimson Pro',serif;font-size:1.3rem;font-weight:400;color:var(--ink);margin-bottom:.35rem;}
.provider-tag{font-size:13px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--ink-faint);margin-bottom:1rem;}
.provider-body{font-size:17px;font-weight:400;color:var(--ink-light);line-height:1.85;margin-bottom:.75rem;}
.provider-body:last-child{margin-bottom:0;}
.provider-body em{font-style:italic;color:var(--ink);}
.provider-for{font-size:15px;font-weight:600;color:var(--ink-faint);margin-top:1rem;padding-top:.85rem;border-top:1px solid rgba(0,0,0,0.07);}
.provider-for span{color:var(--ink);}


.position-sec{background:var(--paper);padding:0 2.5rem 5.5rem;}
.position-inner{max-width:700px;margin:0 auto;}
.position-divider{height:1px;background:var(--rule-paper);margin-bottom:5.5rem;}
.position-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:1rem;display:flex;align-items:center;gap:10px;}
.position-rule{width:20px;height:1px;background:var(--teal);opacity:.5;}
.position-heading{font-family:'Crimson Pro',serif;font-size:clamp(2rem,4vw,3rem);font-weight:300;color:var(--ink);line-height:1.05;letter-spacing:-.3px;margin-bottom:1.5rem;}
.position-body{font-size:19px;font-weight:400;color:var(--ink-light);line-height:1.9;margin-bottom:1.5rem;}
.position-body:last-child{margin-bottom:0;}
.position-body em{font-style:italic;color:var(--ink);}


.ladder-sec{background:var(--paper);padding:5.5rem 2.5rem 0;}
.ladder-inner{max-width:780px;margin:0 auto;}
.ladder-label{font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:1rem;display:flex;align-items:center;gap:10px;}
.ladder-rule{width:20px;height:1px;background:var(--teal);opacity:.5;}
.ladder-heading{font-family:'Crimson Pro',serif;font-size:clamp(1.6rem,3vw,2.2rem);font-weight:300;color:var(--ink);line-height:1.1;letter-spacing:-.3px;margin-bottom:.6rem;}
.ladder-sub{font-size:17px;font-weight:400;font-style:italic;color:var(--ink-faint);line-height:1.65;margin-bottom:2rem;}
.ladder-grid{display:flex;flex-direction:column;gap:0;border:1px solid var(--rule-paper);border-radius:16px;overflow:hidden;}
.ladder-row{display:grid;grid-template-columns:1fr 1fr;gap:0;border-bottom:1px solid var(--rule-paper);}
.ladder-row:last-child{border-bottom:none;}
.ladder-profile{padding:1.25rem 1.5rem;background:var(--paper2);border-right:1px solid var(--rule-paper);display:flex;align-items:center;}
.ladder-profile-text{font-family:'Crimson Pro',serif;font-size:1rem;font-weight:600;color:var(--ink);}
.ladder-direction{padding:1.25rem 1.5rem;background:var(--paper);display:flex;align-items:center;}
.ladder-direction-text{font-size:16px;font-weight:400;color:var(--ink-light);line-height:1.5;}
.ladder-direction-text strong{font-weight:600;color:var(--ink);}
.ladder-note{font-size:14px;font-weight:400;font-style:italic;color:var(--ink-faint);line-height:1.65;margin-top:1.25rem;padding-top:1.25rem;border-top:1px solid var(--rule-paper);}


@media(max-width:900px){
  .entity-grid{grid-template-columns:1fr;}
  .q-grid{grid-template-columns:1fr;}
  .two-cat-grid{grid-template-columns:1fr;}
  .ladder-row{grid-template-columns:1fr;}
  .ladder-profile{border-right:none;border-bottom:1px solid var(--rule-paper);}
}
@media(max-width:640px){
  .hero{padding:2rem 1.25rem 4rem;min-height:75vh;}
  .dan-sec,.conviction,.two-cat-sec,.cost-band,.questions-sec,.ladder-sec,.alt-sec,.position-sec{padding-left:1.25rem;padding-right:1.25rem;}
  .dan-sec,.conviction{padding-top:3.5rem;padding-bottom:3.5rem;}
  .questions-sec{padding-top:4rem;padding-bottom:4rem;}
}
@media(min-width:640px){
  .hero{padding:2rem 2rem 5rem;}
  .dan-sec,.conviction,.two-cat-sec,.ladder-sec,.alt-sec,.position-sec{padding-left:2rem;padding-right:2rem;}
}
@media(min-width:900px){
  .hero{padding:2rem 2.5rem 6rem;}
}